Three Decades of Excellence in Project Finance, Audit & Tax Advisory from the heart of Ludhiana — guiding corporate houses and MSMEs across North India with quality, reliability and forward-thinking financial leadership.
Raj Mittal & Associates is a distinguished Chartered Accountancy firm based in Ludhiana, Punjab. With over three decades of committed service, we have built a strong legacy as a trusted CA firm in Ludhiana, delivering comprehensive financial solutions across audit services, GST filing, taxation, project financing and business advisory for clients across Ludhiana and North India.
Led by a team of seasoned Chartered Accountants and banking professionals, the firm is known for its deep industry knowledge, modern infrastructure and a client-centric approach. Our 25-member team operates from a recently renovated, fully digitized office equipped with high-speed internet, modern computing infrastructure, a dedicated server, and the latest auditing and accounting software.
Established
1993
Firm Reg. No.
012468N
Constitution
Partnership
Head Office
Model Gram, Ludhiana
What We Do
Comprehensive advisory, built on three decades of trust.
End-to-end financial and business advisory — from project financing and capital raising to audit, taxation and debt syndication.
With over three decades of experience, we help businesses secure optimal financing across every industry — from MSME and corporate loans to working capital, real-estate project funding and structured finance from banks, NBFCs, financial institutions and private credit funds.
We provide end-to-end support across the funding lifecycle — from project conceptualisation, Detailed Project Reports (DPRs) and Techno-Economic Viability (TEV) studies to financial structuring, lender negotiations, sanction facilitation, disbursement and post-disbursement compliance — so clients access timely, cost-effective and sustainable funding for long-term growth.
MSME FinancingCorporate LoansWorking CapitalReal EstateStructured FinanceDPR & TEV Studies
Audit & Assurance
Independent, reliable audit and assurance for corporates, financial institutions, public sector entities and non-profits — spanning statutory, tax, internal, bank and GST audits, due diligence and other engagements conducted under the ICAI Standards on Auditing, with a focus on compliance, transparency, internal controls and stronger governance.
Comprehensive Income Tax and GST advisory, compliance and litigation support for corporates, MSMEs and individuals — covering tax planning and structuring, return filing, assessments and appellate representation, with a proactive, practical approach to optimising efficiency and navigating evolving tax laws.
We partner with businesses ahead of institutional fundraising and public-market entry — strengthening financials, governance and valuation two to three years before a raise or IPO. Backed by strong relationships with merchant bankers, PE funds, venture capital and institutional investors, we help secure the right capital partners across growth capital, private equity and IPO readiness.
We help businesses build robust financial roadmaps — translating strategy into annual budgets, cash-flow forecasts and capital plans. Through continuous monitoring of credit facilities, banking covenants and working-capital cycles, we keep clients adequately funded, compliant with lender requirements and ready to act on opportunities with confidence.
We help businesses identify, secure and manage incentives under various Central and State Government schemes — providing end-to-end support across the entire subsidy lifecycle, so clients maximise available benefits while remaining fully compliant with policy requirements.
Central & State Scheme AdvisoryATUFS Subsidy ClaimsEnergy Efficiency IncentivesPunjab Industrial Policy BenefitsEligibility & Documentation
Our experience spans textile subsidy claims under the Amended Technology Upgradation Fund Scheme (ATUFS), energy efficiency incentives and benefits under the Punjab Industrial & Business Development policies and other state-specific programmes. We manage the complete process — eligibility assessment, documentation, application preparation, coordination with government departments, facilitation of inspections and site visits, continuous liaison with regulatory authorities, claim follow-up, sanction monitoring, disbursement assistance and post-disbursement compliance.
Project financing, debt syndication & strategic capital advisory
Founding Partner with 30+ years of experience in Project Financing, Debt Syndication, Private Equity, Capital Raising and Strategic Financial Advisory. He has advised businesses across diverse industries on complex financing transactions, growth strategies and capital structuring. Widely respected across India’s banking and financial services ecosystem, with strong relationships among senior bankers, financial institutions and investors. Known for his leadership and integrity, he guides the firm’s strategic direction while mentoring the next generation of CAs and finance professionals.
RJ
Senior Partner
CA Rajesh Jindal
Since 1996
FCA, B.Com, DISA, Certified Concurrent Auditor, Certified Forensic Accounting Professional
Senior Partner with extensive experience in Direct & Indirect Taxation, Insolvency Matters, Forensic Audits and Regulatory Compliance. He holds specialized certifications in Information Systems Audit (DISA), Concurrent Audit and Forensic Accounting, giving him deep expertise in forensic investigations, risk assessment and dispute resolution. He is frequently consulted on complex taxation, litigation, restructuring and project financing matters — known for translating evolving laws into practical business solutions.
GM
Partner
CA Gunjan Mittal
IMD · Switzerland
FCA, B.Com, M.Com, MBA (IMD, Switzerland)
Audit & assurance, GST, direct taxation & corporate governance
Partner specializing in Audit & Assurance, GST, Direct Taxation and Regulatory Compliance, overseeing statutory audits and advisory engagements. Her MBA from IMD Switzerland brings a global perspective to the firm’s consulting practice. Prior leadership roles in public sector finance functions give her strong grounding in financial management, strategic planning and corporate governance.
PS
Senior Associate
Sh. Pawan Sood
39+ yrs banking
Ex-Chief Manager, Indian Bank
Debt syndication & financial closure for real estate projects
39+ years in banking, including 15+ years in credit appraisal, lending and relationship management at Indian Bank, where he led multiple branches. He specializes in debt syndication and financial closure for commercial and residential real estate projects — covering proposal structuring, lender engagement and securing funding from banks, NBFCs and private credit institutions. He brings deep industry relationships and banking-side insight to client financing.
Qualified as a Chartered Accountant at 23, he now leads next-generation work in Project Finance, Debt Syndication, GST and Direct Taxation. He handles MSME and corporate financing, retail lending advisory, project appraisal and financial modelling, coordinating with lenders and TEV consultants for funding approvals and financial closure. He is focused on growing the firm’s presence in private equity, capital markets and strategic financial advisory.
IS
Senior Associate
Inderjeet Singh
Since 1998
Project Finance · Audit · Subsidy Advisory
DPRs, statutory audits & government subsidy schemes
One of the firm’s longest-serving members, with deep experience across project finance, audit, subsidy advisory and compliance. He prepares Detailed Project Reports (DPRs) for debt syndication and handles tax and statutory audits. He specializes in government subsidy schemes (ATUFS, PMEGP and others), managing the full cycle from application to sanction, disbursement and post-disbursement compliance.
Get in Touch
Let's discuss your financial roadmap.
Whether you're financing a large project, navigating an audit, or planning ahead — our partners are ready to advise. Reach us directly on WhatsApp for the fastest response.